CDs/IRAs

Fixed Rate CDs

Jumbo Fixed Rate CDs

Fixed Rate IRA

Jumbo Fixed Rate IRA

Flex CD*

Minimum to Open

$1000

$100,000

$1000

$100,000

$5,000

Terms

3, 6, 12, 18, 24, 36, & 60 Months

3, 6, 12, 18, 24, 36, & 60 Months

12, 24, 36, & 60 Months

12, 24, 36, & 60 Months

18 Months

Early Withdrawal Penalty

The Penalty will be 50% of the total interest accrued over the term of the CD/IRA.

Additional withdrawal Penalty will be 50% of the total interest accrued over the term of the CD.

Additional Deposits

Allowed

Yes

Yes

Yes

Yes

Yes

Automatic Renewal

Yes

Yes

Yes

Yes

Yes

Maturity Grace Period

10 Day Grace period after maturity to withdraw without penalty

Interest compounded

Yes

Yes

Yes

Yes

Yes

quarterly, paid quarterly

*1 penalty-free withdrawal permitted during the term of the CD

PERSONAL ONLY

NOTE: Additional account features may apply to accounts listed above. Contact us for more information.

Our mailing address is

6220 Milwaukee Avenue

Lubbock, Texas 79424

Routing and Transit Number: 111325797

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Member FDIC - Equal Housing Lender

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